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*The term “loan” or loans” is used to describe the transaction of providing an advance or lawsuit funding, which is the non-recourse purchase of a portion of a potential future settlement. It is not a loan. Unlike a loan, the non-recourse nature of an advance means that if the Plaintiff does not receive a monetary recovery, no repayment of the funded amount is due. Repayment is required only if the Plaintiff receives a cash settlement or award.